Besides M&S Car Insurance, Marks & Spencer Money Credit Cards and other financial products, Marks & Spencer Money Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencer Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Mark's & Spencer purchases are also protected while you take them home.

Also, on both Marks & Spencer Money Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencer are so useful. Marks & Spencer Money financial products are, of course, designed to make Marks and Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencer Money Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencer Money Buildings Insurance than you will anywhere else, and you may even pay less with M&S.

Marks & Spencer Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencer Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencer Money UK and European Breakdown Cover, since it covers you as a passenger too.

Pure Cotton Holiday Rope Handle Shopping Bag, at Marks and Spencers
Fashionable and practical, this rope handle shopping bag is a useful accessory with bags of style

Classic Collection Short Sleeve Nightdress, at Marks & Spencer
Fresh and feminine, this nightdress is made from a soft cotton blend so it feels comfortable to sleep in. The bow detail adds a pretty touch

Cherry Blossom Cake, at Marks & Spencer
162 portions Three tier set of three cakes: Small - diam 15cm, Medium - diam 20cm, Large - diam 25cm Fruit Cake: Made with vine fruits, nuts and cherries laced with brandy. Can be eaten up to 14 days after collection Sponge Cake: All-butter sponge filled with buttercream and raspberry jam. Can be eaten up to 5 days after collection Total height (including board): 29.5cm Fruit cake weight: 12.77kg total Sponge cake weight: 8.03kg total Not suitable for nut allergy sufferers Suitable for vegetarians As featured on page 56 of the Food to Order brochure Order by 5pm to collect in 21 days Available for collection in the majority of our UK mainland stores

Formal Gold Prong Reversible Belt, at Marks & Spencer
Add a smart finishing touch with this leather belt

Caesar Salad, at MarksandSpencer
Serves 8 Ready to eat 800g As featured on page 26 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Pure Cotton Chocolate Blocks Design Towel, at Marks and Spencer
Chocolate blocks design, Manufacturer: Marks & Spencer

Pure Cotton Long Sleeve Monster Top, at M&S
Fun and fashionable this long sleeve top in soft cotton is outstanding value!

Smooth Cup Padded Bra, at Marks & Spensers
Sleek and stylish, this exceptionally soft, comfortable bra is perfectly smooth, so there are no visible outlines under clothing. Light padding and underwiring give an enhanced natural shape. Designed for women who want a streamlined silhouette

M&S Cordless Phone with Built-in Digital Photo Frame, at Marks & Spencers
Digital Photo Frame phone: 3.5'' high definition colour display on the base station Picture caller ID: link photo to the caller ID Talk time: up to 10 hours Standby time: up to 100 hours Phone book: 200 names and numbers Stunning blue backlit display Speakerphone: talk hands-free Caller display: identify your caller before answering Ringer melodies: 5 polyphonic ringer melodies Memory card slot: SD, MMC and MS memory. Review photos while you talk M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Long Sleeve Funnel Neck Fleece Jacket, at Marks and Spencers
An essential part of any wardrobe, this great value fleece is warm and cosy. A fashionable and practical choice.

2 Cotton Rich Stripe & Plain Cropped Leggings, at Mark's & Spencer
Soft, stretchy and comfy, these fashionable cotton rich leggings are a wardrobe essential.

New 8GB Apple iPod Touch, at M&S
Holds up to 1,750 songs, 10,000 iPod-viewable photos, and 10 hours of video or some of each Genius feature finds the songs in your library that go great together and makes a Genius playlist for you Accelerometer - detects when you rotate it from portrait to landscape, then automatically changes the contents of the display 3.5-inch (diagonal) widescreen Multi-Touch display. 480-by-320-pixel resolution at 163 pixels per inch Ambient light sensor Built-in volume controls and speaker - Volume buttons built into the left side give you easy access to the most frequently used controls Built-in Wi-Fi - Surf the web and view your email Cover Flow - flip through your album art Play games with stunning 3D graphics. Tilt, move, and play accelerometer-inspired games. Use Multi-Touch to give you precise, fingertip control over game elements. (games available separately) Contoured stainless steel design Built-in speaker - lets you hear the music, dialogue, and action without headphones, perfect for casual listening Nike + iPod support - Slip the Nike + iPod Sensor (available separately) into your Nike+ shoe and start your run. The sensor communicates wirelessly with your iPod touch, tracking your time, distance, and calories burned. It even gives you voice feedback on your progress. Works with new cardio equipment available in many fitness centres Dimensions: H11 x W6.2 x D0.8cm Weight: 115 grams For Mac and Windows. Requires Windows Vista or Windows XP Home or Professional or Mac OS X v10.4.11 or later Built-in rechargeable lithium ion battery capable of up to 36 hours of audio playback or 6 hours of video playback In the box: iPod touch, Polishing cloth, earphones, USB 2.0 cable, dock adaptor, Quick Start guide TM and 2008 Apple Inc. All rights reserved M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Single Breasted 3 Button Stitch Detail Jacket, at Marks and Spencers
Fashionable and modern, this tailored single breasted jacket features three button fastening and stitch detail. A smart and stylish choice

Mini Limited Floral Embroidered Velour Hooded Top, at Marks and Spencers
Mini Limited is a collection of cute fun styles designed in the latest looks. The casual, contemporary pieces are comfortable, easy to wear and perfect for layering

Light-up Groovy Grandad Birthday Card, at M & S
Cover text: Grandad Happy Birthday Inside message: Have a great day! Approx size: 215 x 150mm

Plain Moulded Underwired Bra, at Marks and Spenser
Smooth and versatile, this moulded bra is ideal for everyday wear. It's underwired and shaped for an uplifted natural look

Classic Collection Tencel® Jeans, at MarksandSpencer
In a timeless straight leg cut, these cotton rich jeans have added stretch for extra comfort and a classic zip and button fastening design. Wear with a crisp shirt and patent pumps for fuss-free casual style

Per Una 2 Piece Stripe Trim Top & Scarf Set, at Marks & Spencer
A smart short sleeve top featuring a detachable scarf, the stripe trim makes it extra stylish

Grace Cereal Bowl, at Marks&Spencer
Leaf design Fine China Diam 17cm, Manufacturer: Marks & Spencer

High School Musical 2 Soundtrack CD, at Marks and Spenser
Audio CD, Marks & Spencer

2 Pinstripe Non-Padded DD-G T-Shirt Bras, at Marks & Spencer
Providing great value and comfort for everyday wear, these plain and simple non-wired bras combine supportive full cups with convenient easy to care for fabric

Leather Tab Purse, at Mark's & Spencer
This stylish purse is made from real leather with reinforced stitching and a secure popper fastening. A high quality and chic essential

Sapporo Coffee Table Nest & Side Table Set, at Marks & Spensers
2 piece set Coffee table nest: H45 x L100 W52cm (largest) Side Table: H45 x W45 x D45cm Made from solid bamboo and bamboo veneer Finished with a matt lacquer that provides the pieces with extra protection and durability Legs made from solid wood All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Cotton Short Sleeve Floral Print Shirt, at Marks & Spencers
Pretty and feminine, this short sleeve shirt is made from pure soft cotton. The floral print adds a fashionable finishing touch

Blue Harbour Long Sleeve Self Stripe Shirt, at Marks & Spencers
Relaxed and casual, this Blue Harbour self stripe shirt is made from a modal blend so it feels exceptionally comfortable to wear. Modal is a luxuriously soft fabric made from natural plant fibres

Magnifying Beauty Mirror, at Marks & Spensers
Round 10 x magnifying Ideal for precision tweezing or make-up application

3/4 Sleeve Stripe Pintuck Top, at M & S
This fabulous 3/4 sleeve top features a stunning stripe design. A vibrant new look, perfect for this season

Longer Length Non-Iron Stain Defence™ & Stormwear™ Bootleg Trousers, at Marks&Spencer
Smart and modern, these longer length bootleg trousers are treated with our unique Stain Defence™ and Stormwear™ finishes, making them resistant to water and stains.

Clocktower Marlborough Sauvignon Blanc 2008 - Case of 6, at Marks and Spencers
Style: Dry Grape variety: Sauvignon Blanc Country of origin: New Zealand Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pasta Salad with Spinach & Pine Nuts, at Marks & Spencer
Serves 8 Ready to eat 700g Not suitable for nut allergy sufferers As featured on page 27 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

When you're shopping at Marks&Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencer Money. Offering everything from savings accounts and credit cards, to Buildings Insurance and Car Insurance, there's a lot more going on at Marks & Spensers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencer Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencer Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencer Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."