M+S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Mark & Spencers 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tescos:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Marks and Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Motor Insurance, but Mark's & Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M+S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Financial Services products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M+S Money loans, credit cards or Buildings Insurance - besides a number of other insurance products, M+S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M+S Money insurance products (Buildings Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencers insurance products in document format too.

When you're shopping at Marks & Spensers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M+S Money. Offering everything from savings accounts and credit cards, to Buildings Insurance and Motor Insurance, there's a lot more going on at Marks & Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M+S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M+S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M+S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Sonoma Coffee & Side Table Set, at Marks & Spencers
2 piece set Coffee Table: H45 x L135 x W50cm Side table: H60 x W44 x D45cm Toughened glass lower shelf Low sheen protective lacquer finish Made from solid oak and oak veneer This range features natural wood characteristics Finished with 2 coats of durable, clear lacquer of low sheen Side and back made from White Oak veneer Top panel is veneered with solid Oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Hearts on a String Stripy Husband Anniversary Card, at MarksandSpencer
Cover text: With Love, To my wonderful Husband Inside message: Love from This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 125mm

White Beaded Heart Large Gift Bag, at Mark & Spensers
1 gift bag with tag Heart design Bead detail Approx size: H350 x W350 x D100 mm

Body Puff, at Marks and Spencer
Loop handle Suction cup

Bingley Bear Horseshoe Wedding Card, at Marks & Spencers
Cover message: Wedding! Inside message: A wish for the happy, New Husband and Wife, For a wonderful start, To a wonderful life! Approx. size: 230 x 114mm

Marble Heart Pendant Necklace, at Marks and Spencer
Heart pendant Rope style necklace Tie fastening Necklace length 82cm

Candy Stripe Hamper Small Gift Bag, at Marks & Spencer
Contains: 1 gift bag Approx size: H130 x W100 (at base) x D90mm

Cheeky Monkey Mirror Card, at Marks and Spenser
Cover text: Happy birthday, Thought you'd like a card with a cheeky little monkey on it... Inside message: So here you are! This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 215 x 150mm

Linen Blend Wide Leg Trousers, at Marks & Spencers
Flattering and feminine, these wide leg trousers are made from a cool linen blend. Added stretch gives the perfect fit. A look that's always in style

Pure Cotton Button Detail Skirt, at Marks n Spencer
Cute and sassy, this knee length skirt is a look you'll love. Stylish, practical and fashionable

3 Pack Easycare Short Sleeve Shirts, at Marks and Spencer
Woven in a no-fuss easycare fabric, short sleeves add a smart focus to your office look. A practical and convenient choice for everyday wear

Chuggington Sound Book, at Marks & Spencers
Wake up, chuggers.. Its training time! Help me, Wilson and Brewster find shapes, hunt for colours and learn to count as we roll around Chuggington town. Press the sound button to hear our theme tune and sing along as you go!

Blue Harbour Pure Lambswool Zip Neck Argyle Jumper, at Mark & Spensers
An extremely comfortable zip neck argyle jumper. It's made from extra fine lambswool which is spun for the softest feel. Conveniently, it can be machine washed and tumble dried and it resists bobbling

Long Sleeve Funnel Neck Fleece Jacket, at Marks and Spencers
An essential part of any wardrobe, this great value fleece is warm and cosy. A fashionable and practical choice.

Geneva Large 2-Seater Sofa, at Mark's & Spencer
H88 x W214 x D96cm Seat H49cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam in a fibre wrap - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a medium finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 08457 624 624 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Pure Cotton Long Sleeve Crochet Cardigan, at Marks & Spencers
Knitted in pure cotton, this pretty crochet cardigan will keep her warm and comfy. It looks cuddly too!

Blue Harbour Luxury Pure Cotton Herringbone Shirt, at Marks & Spenser
Relaxed and stylish, this herringbone shirt is made from pure cotton so it feels soft and comfortable to wear

Autograph Pure Cotton Long Sleeve Pleated Shirt, at Marks and Spencer
Feminine and elegant, this sophisticated long sleeve shirt is beautifully designed and cut for a flattering shape and features a striking pleated front

Recycled Hollowfibre Pillow, at Marks n Spencer
Rolled - once removed from packaging will bulk out with a shake Medium support Non-allergic Approx: 76 x 48cm, Manufacturer: Marks & Spencer

Compton Side Table, at M & S
1 drawer Crafted from oak and oak veneer H57 x W57 x D50cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Blue Harbour North Coast Pure Cotton Bomber Jacket, at Marks & Spenser
Casual and contemporary, this long sleeve jacket makes a fashionable and practical choice

Fabric Dress Birthday Card, at Mark's & Spencer
Cover text: Have a Wonderful Birthday Inside message: With lots of love Approx. size: 150 x 150mm

Moscato Freisa Sweet Sparkling Rose NV - Case of 12, at Marks and Spencer
Style: Sweet Grape Variety: Moscato, Freisa Country of origin: Italy Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 6.5% vol. Alcohol units per bottle: 4.9 Alcohol units per 125ml: 0.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Sparkle Jacquard Tassel Scarf, at Marks and Spencer
This sophisticated lightweight scarf is the perfect accessory to this season's fashions. The sparkle detail adds a stylish finishing touch

Per Una Wide Leg Bow Waist Trousers, at Marks and Spencers
A smart pair of wide leg trousers in a soft stretch fabric featuring a bow design on the waistband

Pure Cotton 3/4 Sleeve V-Neck Jumper, at Mark & Spensers
Contemporary and casual, this 3/4 sleeve jumper is made from pure natural cotton and features a v-neck for a fashionable look

Per Una Roma Wide Leg Centre Crease Trousers, at Marks & Spencer
A smart pair of wide leg trousers in a soft stretch fabric featuring a centre crease and jet pockets

Handcrafted Love Cats Valentine Card, at Marks & Spenser
Cover Text: I think you're the cat's whiskers Inside Message: Be my Valentine x Approx size: 178 x 127mm

Classic Collection Linen Blend Floral Print Panelled Skirt, at Marks & Spensers
Smart and stylish, this panelled skirt in softly draping fabric is designed to fit and flare for a figure-flattering look. Floral print adds a fashionable touch

Padded Walking Socks with Wool, at Marks and Spencer
These comfortable cushioned walking socks are specially designed to prevent blistering and protect feet from impact

M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.