When you're shopping at Marks and Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money Direct. Offering everything from savings accounts and credit cards, to Property Insurance and Motor Insurance, there's a lot more going on at Marks and Spenser than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money Direct. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money Direct, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money Direct website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Besides Marks and Spencers Motor Insurance, M&S Money Direct Credit Cards and other financial products, M&S Money Direct Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Direct Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your M+S purchases are also protected while you take them home.

Also, on both M&S Money Direct Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

There are lots of ways to save money using M&S Money Direct. Not least of these is Marks and Spencer Standard Motor Insurance. With M&S Money Direct you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Money Direct, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from Marks & Spencers Money, you get more, and you pay less.

Girls' Limited Pure Cotton Brace Skirt, at Mark & Spencers
Part of Girls Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

Stainless Steel Turkey Baster, at M & S
Collar and bulb design Includes brush This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Pure Cotton City Scene T-Shirt, at Marks and Spencers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Easycare Stripe Short Sleeve Shirt, at Marks and Spencer
Smart and stylish, this easycare shirt makes a practical choice for everyday wear

Leather Hip Wallet, at Marks and Spenser
Stylish and practical, this leather wallet is outstanding value

Rose Net Hold Ups, at Mark & Spencers
Treat your legs to a touch of style. These rose net hold ups have a durable reinforced design to keep them looking good, wear after wear

Pure Cotton Woven Pyjama Bottoms, at Marks&Spencer
Soft and comfortable, these cotton pyjama bottoms can be worn with a number of our pyjama tops and t-shirts to create your own style

Older Boys' Rivet Belt, at Marks & Spencer
Fashionable and practical, this leather rivet detail belt adds a stylish finishing touch

Stainless Steel Apple Corer, at Marks and Spencers
Simple design Stainless Steel This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Older Girls' Heart Jelly Pumps, at Marks and Spencer
Round toe Slip on Cut out heart detail Jelly design Flat sole

Padded Stitch Free Bra, at Marks and Spencers
This smooth streamlined bra is stitch free and bonded for a no-show look under clothes. Light padding and underwiring give an enhanced natural shape

Collezione Luxury Pure Cotton Flat Front Trousers, at Marks&Spencer
Italian style is renowned for its attention to detail. Each collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on these trousers to give you a feeling of luxury like no other

Autograph Pure Cotton Stripe Satin Shirt, at Marks and Spencer
This luxurious shirt is part of our exclusive Autograph collection. Its fine quality and careful attention to detail make it a superior and stylish modern classic

Spot Design Travel Ballet Slippers, at Marks & Spencer
Round toe Spot design Bow detail Slip-on Flat sole Ballet style

Footglove™ Widefit Leather Ankle Boots, at M+S
Round toe Stitch detail Side zip fastening Ankle high Mid heel Heel height: 56mm Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

3 Pack Easycare Long Sleeve Shirts, at Marks & Spensers
Woven in a no-fuss easycare fabric, long sleeves and double button cuffs add a smart focus to your office look. A practical and convenient choice for everyday wear

Pure Move DAB Digital Radio, at Mark's & Spencer
Frequency ranges: DAB Band III 174-240 MHz, FM 87.5-108 MHz Audio power output: 1.8W RMS Input connectors: 5V DC power adaptor socket (230V supplied), 3.5 mm Aux-in, and Mini USB connector for software upgrades Output connectors: 3.5 mm stereo headphone output Controls: Power, Lock, Info, Preset, Navigator, DAB/FM and Menu LCD Display: Orange backlit LCD display with 16x2 characters, function icons (volume, battery life, time, EQ, signal strength, DAB/FM and stereo) and clock. Key-press activated backlight can also be set to 'always on' for optimum visibility or 'always off' for longer battery life Mains power supply: 230V AC to 5V (0.6A) DC external power adapter Battery power supply: ChargePAK-inside Li-ion 4200 mAh rechargeable battery provides over 40 hours of portable DAB listening Aerial: Recessed telescopic aerial supplied. Headphones act as an aerial when connected. (Headphones not supplied.) Text scan: Pause and control scrolling text, giving you time to note down web addresses, competition phone numbers or song titles USB: Add new features as they become available via USB RDS: RDS support for station name display on FM and RDS scrolling text 20 presets: 20 presets (10 DAB and 10 FM) Connection: Connect an iPod/MP3 player or portable CD Dimensions: W15 x H8.5 x D2.7cm Weight: 280g M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Glacier Bead Stretch Bracelet, at Marks and Spencers
Mixed bead design Stretch style

The Dangerous Book for Boys Rocket Birthday Card, at Marks and Spencer
Cover Text: The Dangerous Book for Boys Dangerous birthday plan: Aim for the stars! Build a rocket - dangerous blueprints inside Inside Message: Have a dangerous birthday Approx size: 150 x 150mm

Older Girls' Holiday Toe Post Sandals, at Marks n Spencer
Round toe Toe post design Flat sole Slip-on style Plain

Athenian Column Floor Lamp, at Marks&Spencer
Antique brass finish Column detail stem Square base Parchment style shade H134 x Diam 40cm Bulb: 60W BC GLS This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Hastings Double Wardrobe & 10-Drawer Chest Set, at Marks & Spencer
Wardrobe: H188 x W96 x D54cm 10 drawer chest: H94 x W159 x D44cm Wardrobe has 1 hanging rail and 1 shelf 10-drawer chest has 4 top drawers & 6 wide drawers Crafted predominantly from solid pine and fibreboard All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Cotton Thomas & Friends© Mock Layer Hooded Top, at Marks & Spencer
Fans of Thomas & friends will love this pure cotton mock layer hooded top featuring the popular character. A practical, easycare style

Neutral Stripe Shower Curtain, at M & S
Neutral stripe design, Manufacturer: Marks & Spencer

Pure Cotton Basic Jeans, at Marks and Spencers
Comfortable and practical, these plain jeans are outstanding value!

Knappstein Ackland Vineyard Riesling 2008 - Case of 6, at Marks and Spencer
Style: Dry Country of origin: Australia Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Couple Dancing Wedding Card, at M & S
Cover text: To a special couple with all out Love On your Wedding Day Inside message: Blank for your own message Approx size: Unfolded: 178 x 126mm

4 Lemon Soufflés, at Marks and Spencer
Order by 5pm to collect in 5 days 4 Souffls Serves 4 Not suitable for nut allergy sufferers 4 x 80g Available for collection in the majority of our UK mainland stores As featured on page 47 in the food to order brochure

Handcrafted Photographic Anthony Bear Mother's Day Card, at Mark's & Spencer
Cover text: To the Best Mum in the World! Inside message: Have the Best Mother's Day Ever! Approx size: Unfolded: 150 x 150mm

Longer Length Stain Defence™ Non-Iron Trousers With Stormwear™, at Marks & Spencer
These longer length trousers are treated with Stain Defence™ and Stormwear™ technology so they repel water and stains. They're non-iron for convenience - for best results, machine wash, tumble dry and hang straight away

M&S Money Direct offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Direct Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencers 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money Direct UK and European Breakdown Cover, since it covers you as a passenger too.