When you're shopping at Marks and Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencer Money. Offering everything from savings accounts and credit cards, to Buildings Insurance and Car Insurance, there's a lot more going on at Marks & Spensers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencer Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencer Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencer Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Shopping for financial products at Marks & Spencer Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spenser online store. Here are just some of the financial products which can be purchased via the Marks & Spencer Money website:

• M&S Insurance: M&S Car Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Mark's & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencer Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencer Money website.

Marks & Spencer Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencer Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spenser 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencer Money UK and European Breakdown Cover, since it covers you as a passenger too.

Cotton Rich Funnel Neck Velour Top, at Marks & Spencer
Treat yourself to plush comfort with this super soft velour top. Perfect for relaxing or exercising in style

2 Climate Control Crew Neck T-Shirts, at M&S
Climate control fabric absorbs and stores body heat when you're too hot and releases the heat when you're too cold. The result is the perfect body temperature so you'll feel comfortable all day. The Outlast technology behind this innovative fabric was originally developed for astronauts and is recognised by NASA as Certified Space Technology

Bonded Jacquard Underwired DD-G Bra, at M&S
Soft and comfortable, this jacquard bra is ideal for everyday wear. It's underwired and shaped for an uplifted natural look

Autograph Essentials Ponte Wide Leg Trousers, at Marks & Spencer
Part of Autograph Essentials - a collection of luxurious and timeless wardrobe must-haves featuring premium design and sophisticated styling

Autograph Essentials V-Neck Cardigan, at Mark's & Spencer
Sophisticated and modern, this v-neck cardigan has been designed for a luxurious feel and a flattering, fashionable look

Pure Silk Floral Tie, at Marks and Spencers
Add a luxurious finishing touch with this smart floral tie in pure silk

Cocktail 30th Birthday Card, at Marks & Spencers
Cover text: Thirty Inside message: Happy Birthday Approx size: 175 mm x 126 mm This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future

Apple iPod Shuffle 4GB, at Mark's & Spencer
Smallest iPod shuffle ever 4GB of storage (up to 1,000 songs) Easy access controls VoiceOver - tells you song titles, artists, and playlist titles through your headphones Durable, anodised aluminium case with stainless steel clip Playback time: Up to 10 hours when fully charged Built-in rechargeable lithium polymer battery Skip-free playback Dimensions: H45.2 x W17.5 x D7.8mm Weight: 10.7 grams For Mac and Windows. Requires Windows Vista or Windows XP Home or Professional (service pack 3 or later) or Mac OS X v10.4.11 or later In the box: iPod shuffle, earphones, USB cable TM and 2008 Apple Inc. All rights reserved M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Younger Boys' Pure Cotton Thomas & Friends Hat, at Marks & Spenser
Fans of Thomas and friends will love this hat featuring Thomas the popular character

Andante Square Dinner Plate, at Marks & Spensers
Ideal for everyday use, durable Square edge design Diam 25.5cm, Manufacturer: Marks & Spencer

Wide Knightsbridge Formal Belt, at Marks and Spenser
Define your waistline with this fashionable wide leather belt

Big & Tall Flat Front Pindot Trousers with Wool, at Mark & Spencers
Smart and stylish, these trousers are made from a hardwearing wool blend with stretch. An ideal choice for work or everyday wear. Perfectly proportioned for big and tall men

Lightweight Paisley Print Scarf, at Marks and Spenser
Add a fashionable finishing touch to your look with this elegant paisley print scarf. The perfect accessory to this season's styles

Glass Ball Collection - Table Lamp, at Marks & Spencer
Square base Glass ball stem Suedette shade H60 x Diam 30cm Bulb: 100W BC GLS M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Linen Blend Buckle Detail Dress, at Marks and Spencer
Chic and stylish, this linen blend dress makes a great choice for work or smart occasions. It's machine washable for added convenience

Autograph Pendant Necklace Made with CRYSTALLIZED™ - Swarovski Elements, at Marks & Spencer
Clasp fastening Adjustable length Multifaceted triple pendant Fine chain Made with CRYSTALLIZED™ - Swarovski Elements Necklace length 41cm, extendable by 8cm

Limited Collection 3/4 Sleeve Snake Print Cardigan, at Marks & Spencer
This cardigan is part of Limited Collection's Sahara City trend. Wild and natural with a slick cosmopolitan edge, this trend features modern graphic prints, statement pieces and a warm colour palette

Per Una Peep Toe Slingback Wedges, at Marks and Spencer
Peep toe Knot design Slingback style Buckle fastening Heel height 69mm

Sicilian Lemon & Ricotta Cheesecake, at Marks and Spenser
Serves 14 Ready to eat 1.5kg Not suitable for nut allergy sufferers Comes in a box suitable for storing the cake before serving As featured on page 51 of the Food to Order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Faux Pearl Collar Necklace, at M&S
Adjustable length Clasp fastening Multi strand Faux pearl design Necklace length: 30cm, extendable by 8cm

Padded Full Cup Pinstripe Bra, at Marks and Spenser
Stay on trend at every level with lingerie that looks the business, in this season's city-chic pinstripe

Portfolio Speckled Bangle, at Mark & Spensers
Chunky style Speckled design

Older Boys' Blue Water Sharks Flip Flops, at MarksandSpencer
Flat sole 'Blue Water Sharks' design Contrast stripe

North Coast Pure Cotton Straight Leg Jeans with Belt, at Mark's & Spencer
Relaxed and comfortable, these pure cotton straight leg jeans give a fashionable casual look

Pure Cotton Printed Cars Polo Shirt, at Marks and Spencers
Fans of Cars will love this cotton polo shirt featuring the popular character. A practical, easycare style

Greek Salad, at Mark & Spencers
Serves 8 Ready to eat Suitable for vegetarians 700g As featured on page 27 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Garmin® Oregon™ 300 Handheld GPS, at Marks and Spencer
Free 2 year guarantee The Oregon 300 puts the great outdoors at your fingertips. This next-generation handheld features a touchscreen along with a built-in basemap with shaded relief, a high-sensitivity receiver, barometric altimeter, electronic compass, microSD™ card slot, picture viewer and more. You can even exchange tracks, waypoints, routes and geocaches wirelessly between similar units

Clairault Estate Cabernet Sauvignon 2004 - Case of 6, at Marks and Spenser
Style: Dry Grape variety: Cabernet Sauvignon Country of origin: Australia Closure: Screw cap Bottle: 6 x 75cl. Alcohol by volume: 15% vol. Alcohol units per bottle: 11.3 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Hamilton Large 2-Seater Sofa, at Mark & Spensers
50% reduction on Dakota Leather Espresso applied 21 May - 1 June 2009. 30% reduction on all fabrics applied 9 April - 20 May 2009. Higher prices applied between at least 25 February - 8 April 2009. H95 x W220 x D99cm Seat H49cm, arm H66cm, top back rail H73cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Sonoma Wardrobe & 10-Drawer Wide Chest Set, at Mark & Spencers
Wardrobe: H200 x W90 x D65cm, with 1 hanging rail and 1 shelf 10-drawer wide chest: H88 x W170 x D50cm Made from solid oak and oak veneer This range features natural wood characteristics Finished with 2 coats of durable, clear lacquer of low sheen Drawer boxes and fronts made from solid Oak. Drawer bottoms made from White Oak veneer Handles made from solid wood Side and back made from White Oak veneer Top panel is veneered with solid Oak edging for strength Shelves made from White Oak veneer All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more Cannot be used in conjunction with any other offer, Manufacturer: Marks & Spencer

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spenser are so useful. Marks & Spencer Money financial products are, of course, designed to make M&S a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencer Money Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencer Money Buildings Insurance than you will anywhere else, and you may even pay less with M&S.