When you're shopping at Marks and Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Financial Services. Offering everything from savings accounts and credit cards, to Buildings Insurance and Motor Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Financial Services. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Financial Services, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Financial Services website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

There are lots of ways to save money using M&S Financial Services. Not least of these is MarksandSpencer Standard Motor Insurance. With M&S Financial Services you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Financial Services, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from Marks & Spencer Money, you get more, and you pay less.

Shopping for financial products at M&S Financial Services UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the M&S Financial Services website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Mark & Spensers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Financial Services in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Financial Services website.

Oscar Wardrobe, at Marks & Spenser
H180 x W96 x D55cm 1 drawer Hanging rail and 2 shelves Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

BT Granite DECT Cordless Telephone with Answering Machine, at MarksandSpencer
DECT - Digitally enhanced cordless phones provide crystal clear sound quality, increased talk time and range coupled with increased security Fully GAP compatible (register up to 5 handsets) 100 name and number directory 30 number calls list 20 number redial list SMS Text messaging Handsfree Call timer Conference call 10 hours talktime, 100 hours standby Up to 12 minutes recording time for the answering machine Call screening 15 ringtones Base: 260g Handset: 76g M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Autograph Single Breasted Stripe Jacket, at Marks&Spencer
Our Autograph jackets are made from finer fabrics with superior attention to detail, giving you the ultimate in sophisticated style

Ultra Fit Plain Sport Trunks, at Marks & Spencers
These innovative Ultra Fit Sport trunks keep you dry and fresh. The technology is built in so it will always work as effectively no matter how many times you wash them. Soft fabric with 8-way stretch gives maximum comfort and support. Ideal for sports wear and the gym, comfy enough for relaxed everyday wear

M&S 2-Slice Toaster - White, at Marks and Spenser
2-slice cool touch toaster 700-800W Adjustable browning control Indication lights Cancel setting Automatic and manual switch off Removable crumb tray for easy cleaning Dimensions: H19 x W30 x D17cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

2 Total Support Plain Full Cup Bras, at M & S
Soft and comfortable, these non-wired bras give all-round support and uplift with good coverage, extra wide straps and 3 hook-and-eye fasteners. They are secure but gentle and lightweight, an ideal choice for everyday wear

12-Piece Portland Stripe Dinner Set, at Marks & Spencers
12-piece set Includes 4 dinner plates, 4 side plates and 4 bowls Dinner plate: Diam27.5cm Side plate: Diam20.5cm Bowl: H6cm Diam14cm Fine china Stripe design, Manufacturer: Marks & Spencer

Pure Cotton Short Sleeve Stripe Shirt, at Marks & Spenser
Smart and stylish, this short sleeve shirt is made from pure cotton

Lichfield 3-Door Sideboard, at Marks and Spencers
H83 x W160 x D50cm One interior shelf Cutlery tray in central drawer Made from White Oak solids and veneers Finished with 3 coats of durable, clear lacquer of mid sheen Drawers made from solid European hardwood Handles made from solid European hardwood Side panels are veneered Top panel is veneered with solid oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Single Breasted Water Repellent Mac, at M&S
Fashionable and practical, the mid calf length mac is a wardrobe essential this season. This version in a water resistant easycare fabric features a modern buckle belt

3 Pack Easycare Long Sleeve Shirts, at Marks and Spencer
Woven in a no-fuss easycare fabric, long sleeves and double button cuffs add a smart focus to your office look. A practical and convenient choice for everyday wear

125 Years Pure Cotton Long Sleeve Check Shirt, at Marks and Spenser
Part of the Commemorative Collection, celebrating 125 years of M&S. Featuring smart styles inspired by our archives

Ceriso Frill Fan Print Shorts, at M&S
Flirty and fashionable, these modern shorts feature a fan print and a lace and ribbon trim

Per Una Jaquard Textured Skirt with Belt, at Marks & Spenser
A stunning mid calf length skirt in textured fabric featuring a slim belt

Cotton Rich Dora the Explorer Pyjamas, at Marks & Spencer
A must for fans of Dora The Explorer, these pyjamas feature a round neck top and striped bottoms

Bow Detail Jersey Gloves, at Marks & Spensers
Keep out the cold in style and comfort with these flattering soft stretchy gloves finished with a bow detail

5 Pure Cotton Cool & Fresh Assorted Slips, at Marks & Spencer
Made from soft breathable cotton, these comfy slips are ideal for everyday wear

Pure Cotton Tatty Teddy Denim Skirt, at Marks and Spenser
Cute and comfy, this pure cotton tatty teddy denim skirt is made from denim for a fashionable casual look

Karen Shoe Jewellery Holder, at Marks and Spencers
Shoe design Multiple hooks and hoops Corsage detail H9"

Autograph Pure Silk Multi Check Tie, at Marks and Spencers
Fashionable and contemporary, this pure silk tie is part of our exclusive Autograph collection. Designer style and luxury at high street prices

Wide Waistband Dogtooth Tulip Skirt, at Marks and Spenser
This season the tulip reigns supreme among skirts. This ultra-modern design has an oversized dogtooth check and looks great worn with opaque tights and shoe boots for an up-to-the-minute contemporary feel

Large Wiltshire Ham & Asparagus Quiche, at Marks & Spencers
Serves 12 Ready to eat 1.5kg As featured on page 20 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

3 Pairs of Older Boys' Cotton Rich Assorted Chunky Knit Socks, at Marks & Spenser
Comfortable, practical and fashionable, this 3 pack of chunky knit socks are made with soft breathable cotton

Blue Fabric Textured Floral Sister Birthday Card, at Marks and Spencer
Cover Text: Hope you have a lovely birthday sister Inside Message: Blank for your own message Approx size: 150 x 150mm

LED Apple Thank You Teacher Gift, at Mark & Spencers
1 LED light Apple shaped jotter box Pack comes with: 1 apple shaped box, jotter paper and 2 pencils H95 x Diameter 130mm

Blue Harbour Floral Side Panel Swim Shorts, at Mark's & Spencer
Practical and fashionable, these swimming shorts give a comfortable, flattering and secure fit

Chrome Collection Toilet Brush Holder, at Marks and Spencer
Chrome finish Cylindrical holder, Manufacturer: Marks & Spencer

Pure Cotton Crew Neck Sweat Top, at Marks&Spencer
Relaxed and comfortable, this cotton rich sweat top is outstanding value!

Cotton Rich Micro Spot Summer Trilby, at Marks and Spencer
This season's hottest hat is the trilby, making this example the perfect way to get the look. It's stylishly detailed with contrast trim detail and looks fantastic with this season's styles

Autograph 2 Piece Pure Cotton Outfit, at Marks & Spenser
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

M&S Financial Services offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Financial Services Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spenser 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco's:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Financial Services UK and European Breakdown Cover, since it covers you as a passenger too.