M+S Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tescos:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Besides Marks & Spensers Car Insurance, M+S Money Credit Cards and other financial products, M+S Money Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M+S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your M & S purchases are also protected while you take them home.

Also, on both M+S Money Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the M&S online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Car Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spenser, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.

Pure Cotton Long Sleeve Matinee Cardigan, at Marks and Spencers
Knitted in pure cotton, this cute hooded cardigan will keep him warm and comfy. It looks cuddly too!

HP Mini 1000 Netbook Computer - Vivienne Tam Edition, at Marks and Spencer
Processor:Intel Atom™ processor N270 Processor speed:1.60 GHz, Level 2 cache 512 KB RAM: (1 x 1024 MB), Supports up to 1 GB DDR2 memory Screen: 10.1" High Definition HP LED BrightView Infinity display Operating System: Genuine Windows XP Home Service Pack 3 (32-bit) Hard Drive: 60 GB SATA Hard Disk Drive Graphics card: Intel GMA950, Up to 128 MB Total Available Graphics Memory Memory slot: 2-in-1 card reader for SD/MMC support Camera: Webcam with integrated microphone Interfaces:2 headphones-out + mic-in combo jack, expansion port Connectivity: Ethernet 10/100BT integrated network interface, 802.11b/g WLAN, Bluetooth wireless networking Battery: 3-cell Lithium-Ion (Li-Ion) battery Video & TV software: Windows Media Player Audio software: 3D Sound Blaster Pro compatible sound 16 bit integrated Office application software: Microsoft Works Dimensions: W 16.67 x L 26.17 x H 2.52cm Weight: 1.02 kg M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Adored Comfort Padded Plunge Bra, at Mark & Spencers
Elegant and stylish, this padded bra is made from the softest fabric and embroidery, so it feels blissfully comfortable to wear. The underwired plunge style gives a flattering uplifted shape and an enhanced cleavage. Feminine everyday lingerie

Single Sprung-Edge Divan with 1 Small + 1 Large Drawers & M400 Mattress - Soft, at M&S
Single Mattress (3ft): W90 x L190 cm Single Divan (3ft): W90 x L190cm Mattress depth: 24cm Divan Height: 41cm Large Drawer: H14 x W78 x D52cm, Small Drawer: H14 x W40 x D52cm Smaller drawers at the head end are designed to open without moving your bedside table Mattress filling made from resilient foam and polyester fibre Further filling layers of cotton and lambs wool keeps you warm in summer and cool in winter Two rows of hand side-stitching give the mattress edge-to-edge support. This allows you full use of the sleeping surface Individually pocketed springs Spring count: 1054 Can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and Divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Collezione Wool Rich Quilted Cardigan, at Marks & Spencers
Fashionable and contemporary, this quilted cardigan is part of Collezione, a sophisticated menswear collection inspired by Italian style

Faux Silk Ceiling Light Shade, at Marks and Spencer
Faux silk fabric Plain H22 x Diam 30cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Silk Stripe Tie, at Marks & Spencers
Add a luxurious finishing touch with this contemporary stripe tie in pure silk

Damask Cylinder Shade, at Marks and Spencers
Cylinder shape Floral design Contrast trim Dimensions: H 280mm x Diam 410mm, Manufacturer: Marks & Spencer

Per Una Linen Blend Connie Jacket, at Marks & Spencers
A feminine 3/4 sleeve linen blend jacket featuring an asymmetric hem and notch lapel makes this a versatile choice

Gold Plated Catseye Tear Drop Necklace, at Marks and Spenser
Clasp fastening Adjustable length Catseye pendant Necklace length: 41cm, extendable by 8cm

Per Una Short Sleeve Ditsy Floral Print Tunic, at Marks & Spencers
A pretty short sleeve tunic in a soft stretch fabric. Featuring a ditsy floral print and tie bow design

Per Una 3/4 Sleeve Pleated Blouse, at Marks and Spencers
A casual 3/4 sleeve blouse featuring a pleated neckline detail

Per Una Long Sleeve Crochet Blouse, at Marks and Spencer
A feminine v-neck self stripe blouse featuring a crochet detail and rear tie fastening

Organic Cotton Twiggy Eco Shopper, at Marks and Spencers
Shop greener by using this organic cotton shopper instead of plastic carriers. The portrait of model Twiggy was commissioned from eminent fashion illustrator David Downton, making this bag a must-have stylish accessory

Collezione Luxury Wool Micro Texture Trousers, at Marks and Spenser
Italian style is renowned for its attention to detail. Each collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on these trousers to give you a feeling of luxury like no other

Animal Print Scarf Trim Hat, at Mark's & Spencer
Keep cool and stylish with this wide brim hat featuring an animal print scarf

2 Piece Pure Cotton Owl Dungaree Outfit, at Marks & Spensers
Fashionable and practical, this cute 2 piece dungaree outfit features an owl motif and assorted buttons detail. It's made from soft cotton to keep her comfortable and happy.

Big & Tall Flat Front Trousers, at Marks and Spenser
A relaxed formal look, these comfortable trousers make a stylish and practical choice for everyday wear

Chateau Lynch Moussas 1997 - Case of 6, at Marks & Spencers
Style: Dry Grape variety: Merlot, Cabernet Sauvignon Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pure Cotton Block Stripe Rugby Shirt, at Mark's & Spencer
Cute and fun, the stripe design makes this practical top extra special. It's made from soft pure cotton and feels comfy to wear.

Per Una Senorita Long Sleeve Cardigan, at Marks & Spencer
A gorgeous feminine long sleeve cardigan in a soft knitted fabric. Rounded edging and single feature button fastening give it the Per Una touch

Petite Chevron Dart Straight Leg Trousers, at Marks & Spencers
Smart and stylish, these straight leg trousers make a great choice for work or formal occasions and they're machine washable for added convenience. Specially designed and perfectly proportioned for the petite frame

Organic Fruit & Vegetable Selection Box, at Marks n Spencer
Order by 5pm to collect in 5 days Contains a minimum of 14 seasonal fruit and vegetables subject to availablity May include: carrots, cauliflower, garlic, onions, broccoli, potatoes, cabbage, spring greens, spring potatoes, courgettes, avocado, peppers, apples, oranges, lemon and clementines Available for collection in the majority of our UK mainland stores

Beers Dad Birthday Card, at Marks and Spencer
Cover text: Happy birthday dad Inside message: Blank for your own message Approx size: 178 x 126mm

Pure Silk Mini Dot Tie, at Mark & Spencers
Add a luxurious finishing touch with this contemporary mini dot tie in pure silk

2 Autograph Modal Blend Assorted Hipsters, at Marks & Spencer
Made from soft, luxurious modal blend, these superior hipsters are designed for exceptional comfort, a fashionable look and a flattering fit

Silver Tree Chardonnay 2007 - Case of 6, at Marks & Spenser
Style: Dry Grape variety: Chardonnay Country of origin: South Africa Closure: Natural cork Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Wavy Die Cut New Job Card, at Marks & Spencer
Cover text: New Job ... Hurray! ... Well done! ... Yipee! ... You star! ... Congratulations! Inside message: Congratulations! Approx size: Unfolded: 150 x 150mm

LED Light Collection Floating Waterlily with Dragonfly, at MarksandSpencer
Decoarative outdoor lighting For indoor or outdoor use Colour changing Floating feature for table top water display 14 x 14 x 11 cm, Manufacturer: Marks & Spencer

Cotton Rich Animal Print Low Rise Shorts, at Marks and Spencer
Low rise shorts are perfect for wearing with hipster styles and these stylish animal print shorts are shapely and modern. Added stretch gives a comfortable, flattering fit

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spensers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencer, through its M+S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Buildings Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.